7150 Hawthorne Dr. Unit 104
Windsor, ON, N8T 3N3
Phone: (519) 974-6688
Toll Free: +1 866-973-4846
Fax: (519) 974-7192
Spousal RRSPs are an excellent way to split income with your spouse after retirement. Shifting income from one spouse to another often results in a lower family tax bill than if all the income was reported by one spouse only.
You can contribute to a spousal RRSP regardless of you own age as long as your spouse is 71 or under and you have RRSP contribution room.
Setting up a spousal RRSP does not increase your RRSP limit. The total contributions you make to your own plan plus the spousal plan cannot exceed your personal RRSP limit. For Example, if your RRSP limit is $10,000 and you contribute $5,000 to your own plan, you can contribute $5,000 to a spousal plan.
The contents of this website do not constitute an offer or solicitation for residents in the United States or in any other jurisdiction where either Seguin Financial Group and/ or Sterling Mutuals is not registered or permitted to conduct business. Mutual funds provided through Sterling Mutuals Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus carefully before investing. Mutual funds are not guaranteed, their values fluctuate frequently, and past performance may not be repeated.
Insurance products, and other related financial services are provided by Seguin Financial Group as independent insurance agents, and are not the business of, or monitored by Sterling Mutuals Inc.
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