Small Business Services

Group Benefits

Whether your company is a start-up with few employees or large and well-established, you can offer attractive group benefit packages to your employees with access to a range of coverage, including life insurance, health, dental, and more.

Group Pension Plans

Pension plans are a great way to help attract and retain employees, and there are more options and plan types now than ever before. Let us help you understand which option is best suited for your business and your employees.

Healthcare Spending Accounts (HSA)

We can design a HCSA program to meet the needs of your employees and compliments your current group benefits program all the while being able to control the cost outlay to the business. Your employees use the funds for whatever eligible expenses are important to them.

Buy/Sell Agreement Protection

A buy/sell agreement insurance strategydetermines what will happen to the shares of a business owned by a partner who passes away. It may mandate that the shares revert to a spouse or child, or it may require that the remaining partners buy the newly available shares. To ensure that capital is available to support a buyout, oftentimes parties will invest in a life insurance strategy.

Key Person Insurance

A Key Person protection strategy can be described as an insurance contract taken out by a business to compensate that business for financial losses that would arise from the death or extended incapacity of an important member of the business.

Succession Planning

Planning for the succession of your business can be very complicated. We work to educate and assist business owners on how to successfully accomplish the transition process in a tax-effective way.

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